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Business finance & credit building

See what you pre-qualify for. Then make the business bankable.

A 150-point scan shows your financing position today. Capital applications close at BeeWise Capital. Credit-building stays here until the file can get a yes.

Free · Under a minute · No credit card · Funding via BeeWise Capital

3,000+

Vendor credit lines

4,000+

Lenders once bankable

150

Data points in every scan

3

Steps to more capital

How it works

Pre-qualify. Build the file. Apply at BeeWise.

We score the file here. BeeWise Capital is where funding applications actually close.

  1. 01

    First, pre-qualify

    We know what it takes to get business financing — and which lenders actually match your file. The scan shows what you pre-qualify for now.

  2. 02

    Next, build credit

    A proven system makes the business look low-risk: tradelines, reporting, compliance, and a profile underwriters will fund.

  3. 03

    Then, access credit

    Once scores are in place, thousands of vendor and bank lines open. Working capital first, then cheaper, larger facilities.

The funnel

Two conversion paths. One scan. Funding closes at BeeWise.

Capital now, or credit first. We don’t dump everyone on a contact form — the snapshot picks the next door.

  1. 01

    I need capital now

    Working capital, a term loan, or a line. We scan the file, then send you to BeeWise Capital to apply.

    Fastest path to funding
  2. 02

    I need to build business credit

    Tradelines, bureaus, vendor net-30s. We map the gaps, then put you on the build plan.

    Make the file fundable
  3. 03

    I’m not sure which I need

    Most owners pick the wrong door. The scan chooses capital vs. credit from the file — not from hope.

    Let the scan decide

Scan here → recommended path → apply at BeeWise Capital. We pass business name, email, score, and intent so they don’t re-key the file.

The system

We build strong business credit — and everything around it.

Financing & credit

Getting you as much business financing and credit as you need is the foundation of the success system.

Gaining more access

Know which of 3,000+ vendors will extend credit for the products and services you already buy.

Reaching new prospects

The same scan optimizes your online, local, and mobile footprint so demand catches up with capital.

  • Ready for lending

    Lenders calculate default risk. We make sure your business is seen as low-risk before you apply again.

  • Working capital

    The first funding goal is simple: as much usable capital as the file can support — then we build on it.

  • Bankable profile

    We assist in making the entity bankable so you can access larger facilities on better terms.

  • Business credit

    Strong business scores are the gate. We build the tradeline and reporting stack that moves them.

  • Vendor credit

    Access 3,000+ vendors who extend net-term lines — inventory, shipping, software, fuel, and more.

  • Bank lines

    4,000+ lenders become reachable once the business is bankable. We map which ones fit your profile.

A private credit desk with a navy folder, fountain pen, and cream paper.

What the scan covers

The briefing

A few samples of what you receive with your scan.

The free scan looks at 150 data points — financing, business credit, lender compliance, and your online footprint. Then it routes you: credit-build here, or apply at BeeWise Capital with the snapshot attached.

  • Lender compliance
  • Reporting tradelines
  • Business credit score
  • Becoming bankable
  • Pre-qualified funding
  • Local search rankings
  • Search engine placement
  • Reviews & star ratings
  • Social media engagement
  • NAP validation
  • Mobile map listings
  • Owner's earnings
Run a free business success scan

The fork

Is your business on the path to success?

Business owners are on one of three paths. The scan tells you which one you're on — and whether to build credit here or apply at BeeWise Capital today.

50%

of businesses fail within 5 years

Bridge is out

A failed file can take savings, personal credit, assets, and relationships with it. Get help before you run out of bridge.

90%

of owners build a job, not an asset

Path to nowhere

Long hours, thin pay, nothing to sell when you stop. Get off this path before you burn out.

Bankable

credit, capital, and demand together

The success path

Build strong business credit, increase financing options, optimize marketing, and maximize earnings. This is the path we put you on.

Get on the success path

Pricing

Start with a free scan. Upgrade when the file is ready to move.

Start here

Pre-Qual Scan

See where the file stands — before another application.

$0 forever

  • 150-point business scan
  • Pre-qualification snapshot
  • Path assessment
  • Email briefing
  • No credit card
Run the free scan

Build the file

Credit Builder

The system that makes a thin file look fundable.

$63/mo, billed annually

  • Everything in Scan
  • Business credit build plan
  • Bureau & tradeline guidance
  • Monthly score tracking
  • Vendor credit matches
  • Lender-compliance checklist
Start building credit

Most chosen

Bankable

Full desk: capital, credit, and the online footprint.

$159/mo, billed annually

  • Everything in Builder
  • 4,000+ lender matching
  • Working-capital playbook
  • Local, search & review optimization
  • Personal + business score pairing
  • Quarterly strategy review
  • Priority specialist desk
Become bankable

Client notes

The file changed. Then the capital showed up.

  • The scan showed we were invisible to lenders. Ninety days later we had a $60k vendor line and a real bureau profile — not another personal guarantee.
    Maya ChenFounder, Harbor & Pine Interiors
  • We'd been declined twice. Bankable rebuilt the file the underwriters actually read. The term loan closed in six weeks.
    James OkonkwoOwner, Okonkwo Freight
  • I didn't need another lender marketplace. I needed to be bankable. The difference was the credit stack, not another application.
    Elena RuizPrincipal, Ruiz Dental Group
  • Three thousand vendors sounded like marketing until net-30 accounts started landing. We stopped floating inventory on personal cards.
    David PatelCEO, Northline Supply

Stay on the path

Get the pre-qualification briefing.

Drop your email for the 150-point checklist. Or skip the list and run the scan now — capital applications still close at BeeWise Capital.

Or run the scan now

Stored in this browser. Scan data is passed to BeeWise only if you choose to apply.

Run your free scan